Best Closeby IBC Bank Locator

Here Are IBC Banks Close To You

Nearest IBC: We Do More. That Is The Motto Of The Bank

picture of ibc bankIBC known as International Bank of Commerce is one of the biggest banks in Texas USA owned by International Banc-shares Corporation. The bank is widely spread throughout Texas as it has more than 250 branches with more than 400 ATMs hence making it the most popular bank in the region. It is a minority-owned bank holding limited with more than 500 employees. IBC is a 12 billion dollar bank.

Online Services

IBC online services include My IBC Bank Online which allows one to access their accounts and manage other financial needs from their computers or mobile devices despite your location hence have made banking more easy and accessible. The online services have made it easy for people to conduct their banking transactions even from the comfort of their homes 24/7.

Through the online services, the closest IBC bank has as well ensured that their client’s personal information and accounts are treated with the highest level of confidentiality and given good security. However, for mobile banking, you must ensure that your phone has access to the internet in order to enjoy the services. Fee charges must also apply in access rates depending on your carrier.

Personal Checking Guide

IBC offers a personal checking guide to which you enjoy great benefits such as Instant Issued Debit Card, Free IBC voice, IBC debit/ATM card, a free IBC bank online with Bill Pay, no service charges, no minimum balance required and unlimited check writing.

Account Features

Overdraft Courtesy Customer Disclosure: This is a discretionary service offered to United States Residents or Alien Residents.

Covered Transactions: IBC Overdraft Courtesy Program covers electronic transactions, ATM withdrawals, walk-in customers withdrawals, and checks.

Good standing requirements: For one to be in good standing with nearby IBC bank, one must ensure that your personal account has been opened for at least thirty days, having regular deposits so as to bring a person’s book balance to a positive figure, not to have defaulted in any loan in the bank, not on the legal books or levy.

Order of payment: It is the bank’s obligation to clear items hence it reserves the right to do the clearance in any order as permitted by state law.

The closing of an account: At IBC in your area, if your account is not positive within 45 days of the date it first became overdrawn then your account is automatically shut down.

Investments

IBC provides investments on individual investors who are investing for the first time or persons who already have an investment portfolio. IBC also offers this service to Business Investors by offering retirement programs and employee benefits.

Insurance

IBC offers personal insurance on homes, rental homes, mobile home, personal valuables, and many others.
Commercial insurance: This is whereby they provide covers such as workers compensation, property, general liability, commercial auto and many more.
Life and health insurance in which they cover, disability, dental, group benefits, individual life and many more.

IBC also offers a wide range of mortgages such as home loans.

In conclusion for you to be comfortable in yourself and your finances, IBC bank near you is the bank to go to as it offers if not all but most services, very reliable, good service provider and easily accessible as it has branches all over.

Go to our homepage to find the nearest shops.